New & Used Auto Loans

Part of Summit Ridge Credit Union's service includes highly competitive rates on auto loans, other vehicle loans, and consumer loans.

If you need a loan, chances are it will cost you less from Summit Ridge Credit Union! With our prompt loan processing, you'll receive a decision quickly! Click here to use our loan calculator to determine approximate monthly payments based on loan terms and amount at a particular interest rate.

Not only does Summit Ridge Credit Union offer highly competitive loan rates on new and used cars, we can refinance that existing higher-interest auto loan you obtained from the bank or car dealer. With pre-approval you're in the position to bargain just as if you had the cash in your pocket.

To apply for a new or used auto loan with our online application, click here. For current loan rates, click here. Need assistance with car buying tips?

Other Vehicle Loans

Summit Ridge Credit Union's vehicle loans are not limited to cars. We can finance classic cars, RVs, boats, trailers, motorcycles, ATVs, and jet skis.

To apply for a Vehicle Loan online, click here. For current loan rates, click here.

Signature Loans

Whether you want to wrap up loose ends, consolidate miscellaneous bills or wipe out high-interest credit card debt, one of our low-cost, simple interest loans might be the answer. Once you qualify, the only collateral you need is your signature.

Caught short between paydays? Buying a computer? Getting married? Call Summit Ridge Credit Union's to apply at 816-272-6160 or apply online, click here. For current loan rates, click here.

Share Secured & HandiCash Loans

Use the money in your share account as collateral for a Share Secured Loan. This loan offers a very low interest rate and your shares earn dividends while you repay your loan. Our HandiCash Loan is handy...for that unexpected expense needed quickly and short term.

Holiday/Vacation Loans

Need holiday spending money, planning a vacation, or whatever?Summit Ridge Credit Union Holiday/Vacation Loans are now available all year.

This short term, low interest product will allow you to deal with those expenses when you're running just a little short on savings. Call Summit Ridge Credit Union for more information at 816-272-6160.

Home Mortgage Loans

There's no place like home. Let us help you get your new home or refinance your current one. You'll find the best mortgage benefits with our partner, TruHomes Mortgage Solutions. You will find Fixed Rates with low closing costs, monthly payments, 10 to 30 year terms, and interest may be tax deductible. There are many other loan options such as, Adjustable Rates, FHA, VA and Jumbo Loans. Get the best deal possible! Contact us at 816-272-6160 or Click Here for more information.

Discover® Credit Card

Get the buying power that you need and the low rates that you deserver with Discover Card. For more information, contact the credit union at 816-272-6160.