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Loan Rates

Type Rate as low as* Term Purpose Amount
New Collateral (2013-2012) 2.95%* 60 Months** Cars, RVs, ATVs, Boats, Trailers, etc. 100% of NADA Retail Value
Used Collateral (2012-2008) 3.95%* 60 Months** Cars, RVs, ATVs, Boats, Trailers, etc. 100% of NADA Retail Value
Used Collateral (2007-2003) 3.95%* 48 Months Cars, RVs, ATVs, Boats, Trailers, etc. 100% of NADA Retail Value
Older Used Collateral (2002 & Older) 5.95%* 48 Months Cars, RVs, ATVs, Boats, Trailers, etc. 100% of NADA Retail Value
Signature/Line of Credit 10.50%* 36 Months Computers, Debt Consolidation, Wedding, etc. $5,000.00
Share Loan 3.50% 60 Months Borrow and pledge your own share account as security.
(Share loan rate for certificate will be 1% above the CD rate securing loan.)		 100% of Share Balance
Holiday/Vacation Loans 10.00% 10 Months Holiday shopping, Vacation, etc. $1,000.00
Holiday loans available November 15th through January 15th
Vacation loans available May 17th through August 16th
(Combination of Signature, Line of Credit, Holiday
and Vacation Loans not to exceed a total of $6,000.00.)
HandiCash Loans 39% with a 5% advance fee 90 Days HandiCash for that unexpected expense short term need. $500.00
(Certain requirements-ask a credit union representative.)
*Rates are based on Applicant's Credit Bureau score:
A Scores 720 and up - Base Rate
B Scores 640-719 - Base Rate + 1% (Sig Ln + 2%)
C Scores 600-639 - Base Rate + 2% (Sig Ln + 4%)
D Scores 550-599 - Base Rate + 4% )Sig Ln + 6%)
E Scores 549 and below - Base Rate + 5% (Sig Ln + 7%)
**Terms:
New/Used Collateral 48mos (.25%)
New/Used Collateral 36mos (.50%)
(72 month term on newer collateral may be available for .25% above stated rate if member qualifies.)

If you don't see a loan suitable to your need, please ask one of our representatives for assistance.